Introduction
In today’s wave of financial technology, general-purpose large language models are quickly entering investment research and advisory workflows. Yet in finance, “plausible answers” are not enough. Stability, depth, and verifiability are the true benchmarks.
, a Hong Kong-headquartered Fintech startup, introduces
This is where Royark, a Hong Kong–headquartered Fintech startup, introduces Kai, a next-generation AI financial advisor.
Why Kai?
Kai is not just another AI tool. It is designed to deliver results that are deterministic, inspectable, and repeatable.
Whether for retail investors, financial advisors, brokers, or institutions, Kai provides:
- Deeper financial insights;
- More consistent recommendations;
- Transparent and auditable analysis workflows.
In contrast, general-purpose AI often falls short in both information depth and answer consistency.
Case 1: Industry News Analysis
We tested both Kai and ChatGPT using the same input: a news article about Coinbase, followed by the prompt:
“Analyze industry impact.”
Kai’s Output: Grounded insights in data, linking industry trends to actionable investment strategies.
ChatGPT’s Output: More general and surface-level responses.

While ChatGPT shows:

Case 2: Investment Value Comparison
In the second test, we entered the same prompt twice:
“Help me understand the relative value of Tesla and Toyota.”
Kai’s Output: Both answers remained stable and consistent.
Test 1 KAI’s ‘Deep Dive

Test 2 KAI’s ‘Deep Dive

ChatGPT’s Output: Answers varied significantly across attempts.


For financial decision-making, consistency is reliability. Kai establishes a clear edge by maintaining stable outputs where others fluctuate.
Conclusion: A New Standard for Financial AI
From in-depth industry analysis to consistent investment reasoning, Kai sets a new benchmark for financial AI:
Deterministic. Inspectable. Repeatable.
At Royark, we believe Kai will become an indispensable partner for both institutions and individual investors. The future of financial decision-making requires not only intelligent AI but also stable, transparent, and trustworthy AI.
